Free calculator
College Cost Calculator
Free College Cost Calculator with instant browser-based results and a clear calculation breakdown.
College Cost Calculator
Estimate the total cost of attending college including tuition, fees, room & board, and other expenses. This calculator accounts for annual cost increases and helps you plan for multiple years of education.
Basic Information
Enter 0 if starting immediately
Annual Costs (First Year)
Average public: $10,000-$15,000 | Private: $35,000-$50,000
Typical range: $10,000-$15,000
Typical range: $800-$1,500
Includes travel, entertainment, misc. expenses
Financial Aid & Savings
Non-repayable aid received annually
Money already saved for college
Annual amount family can contribute
Cost Increase Rate
Historical average: 3-5% per year
Total College Cost Estimate
Total Expenses (all years):
Total Financial Aid:
Current Savings Applied:
Family Contributions (all years):
Net Amount Needed:
How this is calculated: For each year of college, we calculate the total cost (tuition, room & board, books, and personal expenses) adjusted for the annual cost increase rate. We then subtract scholarships/grants, family contributions, and available savings to determine the net amount you'll need to cover through loans, work-study, or other means. This is an estimate and actual costs may vary.
Want to understand the calculation?
Read the guideSee examples, formula notes and limitations.