Terms of Service
Last updated: September 20, 2026
By accessing or using Smart Tool Utility, you agree to these Terms of Service. If you do not agree, please do not use the site.
Informational and general-purpose service
Our tools, calculations, estimates, guides and other content are provided for general informational and convenience purposes. Results can depend on assumptions, formulas, source information and the values you enter.
No professional advice
Nothing on Smart Tool Utility is a substitute for professional financial, legal, tax, medical, engineering or other specialist advice. For decisions with significant consequences, verify the information and consult an appropriately qualified professional when needed.
Accuracy of tools and content
We work to provide useful resources, including automated validation in our publishing workflow, but we do not guarantee that every tool, calculation, result or guide is complete, current or error-free. You are responsible for checking important results before relying on them.
Acceptable use
You may use the site for lawful personal or business purposes. You must not attempt to disrupt the site, bypass security measures, introduce malicious code, abuse automated access, impersonate others, or use the service in a way that violates applicable law or the rights of others.
Availability and changes
We may add, modify, suspend or remove tools, guides or other site features at any time. We do not guarantee uninterrupted availability, permanent storage of any resource, or compatibility with every browser or device.
Intellectual property
The Smart Tool Utility name, site design, original software and original site content are protected by applicable intellectual-property laws. Third-party names, trademarks and content remain the property of their respective owners.
Third-party services and links
The site may use or link to third-party services, websites and advertising. We do not control third-party services and are not responsible for their availability, content, terms or privacy practices.
Disclaimer and limitation of liability
The site is provided on an “as is” and “as available” basis to the extent permitted by law. To the extent permitted by applicable law, Smart Tool Utility is not liable for indirect, incidental, special or consequential losses arising from use of, or inability to use, the site or reliance on its results. Nothing in these terms excludes rights or liabilities that cannot legally be excluded.
Changes to these terms
We may update these Terms of Service as the service changes. The current version will be posted on this page with its updated date. Continued use of the site after an update constitutes acceptance of the revised terms where permitted by law.
Contact
General support: support@smarttoolutility.com
Technical issues: dev@smarttoolutility.com
Administrative or legal matters: admin@smarttoolutility.com